Jon grew up in Northern Utah and graduated from Weber State University in 2019 with a degree in Finance. While attending school, Jon worked as a subcontractor for the Department of Defense and as a financial analyst for Northrop Grumman. Jon's love for math and personal finance led him to his current position, which focuses on pre-retirement wealth strategy and investment analysis.

Ryan was born and raised in South Weber, Utah. He graduated with a Master's in accountancy from BYU in 2019 and worked at PwC for three years until joining Zach's team in 2022. While at PwC, Ryan received his CPA license. Outside of work he likes to be on a boat, play sports, and spend time with his family playing games.

Amber Larsen assists in all pre-qualification and underwriting processes and manages Zach’s calendar and scheduling. Amber is an avid outdoorswoman and photographer and loves to spend time in the mountains with her husband and kids.

Courtnee manages client onboarding, account setup, and client service for asset movement with rollovers and transfers. With a background in private banking, Courtnee is an invaluable asset to our clients in all aspects involving money movement and account servicing. Courtnee is also an outdoorswoman and loves to spend time camping, mountain biking and exploring.